{"id":30017,"date":"2026-01-26T00:00:00","date_gmt":"2026-01-26T05:00:00","guid":{"rendered":"https:\/\/www.resourcepro.com\/bulletin\/illinois-warns-public-adjusters-unlicensed-third-party-lead-generators-can-void-your-contracts-and-risk-your-license\/"},"modified":"2026-02-27T07:55:28","modified_gmt":"2026-02-27T12:55:28","slug":"illinois-warns-public-adjusters-unlicensed-third-party-lead-generators-can-void-your-contracts-and-risk-your-license","status":"publish","type":"bulletin","link":"https:\/\/www.resourcepro.com\/bulletin\/illinois-warns-public-adjusters-unlicensed-third-party-lead-generators-can-void-your-contracts-and-risk-your-license\/","title":{"rendered":"Illinois Warns Public Adjusters: Unlicensed Third-Party Lead Generators Can Void Your Contracts and Risk Your License"},"content":{"rendered":"\n<p><strong>IL<\/strong>| The <strong>Illinois Department of Insurance<\/strong> <a href=\"https:\/\/idoi.illinois.gov\/content\/dam\/soi\/en\/web\/insurance\/companies\/companybulletins\/cb2026-02-public-adjuster-lead-generation-01-26-26-arg.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Bulletin 2026-02<\/a> <span style=\"text-decoration: underline;\">warns that Illinois public adjusters may not use third-party lead generators (such as roofers, contractors, or standalone lead-gen firms) to solicit clients unless those third parties and their employees are themselves licensed as Illinois public adjusters,<\/span> and it explains that any compensation or \u201cthing of value\u201d tied to these leads triggers the licensing requirement; violations can result in license discipline, void and unenforceable public adjuster contracts, potential criminal exposure for misappropriation of claim proceeds, and new recordkeeping and complaint-investigation expectations around how each contract was solicited and by whom.<\/p>\n\n\n\n<p><strong><span style=\"text-decoration: underline;\">Key Points:<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Any third party that, for compensation or any value,<\/strong> directly or indirectly solicits business or generates leads for a public adjuster must hold an Illinois public adjuster license, regardless of whether they adjust claims themselves.<\/li>\n\n\n\n<li><strong>Contracts even partially solicited through unlicensed lead generators are void<\/strong> and invalid, cannot be enforced for payment, and accepting claim proceeds under such contracts may be treated as misappropriation, a Class 4 felony.<\/li>\n\n\n\n<li><strong>Public adjusters must keep transaction records<\/strong> identifying any third-party lead generators (names and license numbers), and the Department will question consumers and adjusters about how solicitations occurred as part of its complaint process.<\/li>\n<\/ul>\n\n\n\n<p><strong><em><a href=\"https:\/\/idoi.illinois.gov\/content\/dam\/soi\/en\/web\/insurance\/companies\/companybulletins\/cb2026-02-public-adjuster-lead-generation-01-26-26-arg.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Click here to see IL Company Bulletin 2026-02<\/a><\/em><\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"featured_media":21540,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"department":[252],"state":[303],"class_list":["post-30017","bulletin","type-bulletin","status-publish","format-standard","has-post-thumbnail","hentry","department-department-of-insurance","state-illinois"],"acf":[],"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/bulletin\/30017","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/bulletin"}],"about":[{"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/types\/bulletin"}],"version-history":[{"count":1,"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/bulletin\/30017\/revisions"}],"predecessor-version":[{"id":30362,"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/bulletin\/30017\/revisions\/30362"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/media\/21540"}],"wp:attachment":[{"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/media?parent=30017"}],"wp:term":[{"taxonomy":"department","embeddable":true,"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/department?post=30017"},{"taxonomy":"state","embeddable":true,"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/state?post=30017"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}