{"id":30024,"date":"2026-01-22T00:00:00","date_gmt":"2026-01-22T05:00:00","guid":{"rendered":"https:\/\/www.resourcepro.com\/bulletin\/new-mexico-insurers-ordered-to-notify-ruidoso-policyholders-of-community-fire-protection-reclassification\/"},"modified":"2026-01-22T00:00:00","modified_gmt":"2026-01-22T05:00:00","slug":"new-mexico-insurers-ordered-to-notify-ruidoso-policyholders-of-community-fire-protection-reclassification","status":"publish","type":"bulletin","link":"https:\/\/www.resourcepro.com\/bulletin\/new-mexico-insurers-ordered-to-notify-ruidoso-policyholders-of-community-fire-protection-reclassification\/","title":{"rendered":"New Mexico Insurers Ordered to Notify Ruidoso Policyholders of Community Fire Protection Reclassification"},"content":{"rendered":"\n<p><strong>NM<\/strong>| <a href=\"https:\/\/www.osi.state.nm.us\/wp-content\/uploads\/2026\/01\/Ruidoso-Retrogression-Bulletin-2026-DBlack-edit-26.01.14-final-kh-Sig.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Bulletin 2026-003<\/a>,<strong> Issued by New Mexico Superintendent of Insurance<\/strong>, <span style=\"text-decoration: underline;\">announces that ISO has downgraded the Ruidoso fire service protection areas\u2019 Public Protection Classification (PPC) from class 2 to class 3 <strong><em>effective July 1, 2026<\/em><\/strong><\/span>, and <em><span style=\"text-decoration: underline;\"><strong>requires residential property\/casualty insurers with affected customers to notify policyholders within 90 days<\/strong><\/span><\/em> using specified or similar language about potential premium and coverage impacts and suggesting they work with local officials on community improvement plans.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PPC for Ruidoso fire service protection areas is changing from class 2 to class 3 effective July 1, 2026.<\/li>\n\n\n\n<li>Residential property\/casualty insurers must send written notices to affected policyholders within 90 days, using OSI-prescribed or similar language.<\/li>\n\n\n\n<li>The notice must explain PPC as a rating factor, warn of possible premium\/renewal impacts, and direct policyholders to local officials for community improvement plans.<\/li>\n<\/ul>\n\n\n\n<p><strong><em><a href=\"https:\/\/www.osi.state.nm.us\/wp-content\/uploads\/2026\/01\/Ruidoso-Retrogression-Bulletin-2026-DBlack-edit-26.01.14-final-kh-Sig.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Click here to see NM Bulletin 2026-003<\/a><\/em><\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"featured_media":21528,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"department":[252],"state":[271],"class_list":["post-30024","bulletin","type-bulletin","status-publish","format-standard","has-post-thumbnail","hentry","department-department-of-insurance","state-new-mexico"],"acf":[],"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/bulletin\/30024","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/bulletin"}],"about":[{"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/types\/bulletin"}],"version-history":[{"count":0,"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/bulletin\/30024\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/media\/21528"}],"wp:attachment":[{"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/media?parent=30024"}],"wp:term":[{"taxonomy":"department","embeddable":true,"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/department?post=30024"},{"taxonomy":"state","embeddable":true,"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/state?post=30024"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}