{"id":30331,"date":"2026-02-10T00:00:00","date_gmt":"2026-02-10T05:00:00","guid":{"rendered":"https:\/\/www.resourcepro.com\/bulletin\/new-colorado-rule-insurers-must-disclose-wildfire-risk-score-mitigation-discounts-and-appeal-rights-each-year\/"},"modified":"2026-02-10T00:00:00","modified_gmt":"2026-02-10T05:00:00","slug":"new-colorado-rule-insurers-must-disclose-wildfire-risk-score-mitigation-discounts-and-appeal-rights-each-year","status":"publish","type":"bulletin","link":"https:\/\/www.resourcepro.com\/bulletin\/new-colorado-rule-insurers-must-disclose-wildfire-risk-score-mitigation-discounts-and-appeal-rights-each-year\/","title":{"rendered":"New Colorado Rule: Insurers Must Disclose Wildfire Risk Score, Mitigation Discounts, and Appeal Rights Each Year."},"content":{"rendered":"\n<p><strong>CO<\/strong>| <strong>Colorado<\/strong> <a href=\"https:\/\/doi.colorado.gov\/sites\/doi\/files\/documents\/New%20BULLETIN%20B-5.56%20Guidance%20for%20Carriers%20Regarding%20Annual%20Written%20Notice%20to%20Policyholders%20on%20Risk%20Scores%20and%20Mitigation%20Discounts.docx.pdf?utm_medium=email&amp;utm_source=govdelivery\" target=\"_blank\" rel=\"noreferrer noopener\">Bulletin No. B-5.56<\/a>, provides g<span style=\"text-decoration: underline;\">uidance to property insurers, including the FAIR Plan, on complying with \u00a7 10-4-124, C.R.S., by requiring them to give applicants (at application) and policyholders (annually) a plain-language written notice disclosing the property\u2019s wildfire risk score or classification, the insurer\u2019s wildfire risk score range, any available mitigation discounts, and appeal rights, for all residential property policies including master policies for multifamily housing. <\/span>The Division clarifies that bulletins are interpretations of existing law and not binding norms, and that insurers may use or deviate from the model notice in Attachment A that is included in the bulletin so long as they meet the statute\u2019s minimum requirements. <\/p>\n\n\n\n<p><strong><em><a href=\"https:\/\/doi.colorado.gov\/sites\/doi\/files\/documents\/New%20BULLETIN%20B-5.56%20Guidance%20for%20Carriers%20Regarding%20Annual%20Written%20Notice%20to%20Policyholders%20on%20Risk%20Scores%20and%20Mitigation%20Discounts.docx.pdf?utm_medium=email&amp;utm_source=govdelivery\" target=\"_blank\" rel=\"noreferrer noopener\">Click here to se CO Bulletin No. B-5.56<\/a><\/em><\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"featured_media":21492,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"department":[252],"state":[270],"class_list":["post-30331","bulletin","type-bulletin","status-publish","format-standard","has-post-thumbnail","hentry","department-department-of-insurance","state-colorado"],"acf":[],"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/bulletin\/30331","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/bulletin"}],"about":[{"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/types\/bulletin"}],"version-history":[{"count":0,"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/bulletin\/30331\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/media\/21492"}],"wp:attachment":[{"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/media?parent=30331"}],"wp:term":[{"taxonomy":"department","embeddable":true,"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/department?post=30331"},{"taxonomy":"state","embeddable":true,"href":"https:\/\/www.resourcepro.com\/wp-json\/wp\/v2\/state?post=30331"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}